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‘We’, ‘us’ and ‘our’ means the M&G plc who is the data controller for all personal information provided to this service. This website is managed through our data processor Odysseus Labs.

We respect your right to privacy and will process personal information you provide only in accordance with the UK Data Protection Act 2018, the Privacy and Electronic Communications (EC Directive) Regulations 2003 (SI 2003/2426), the General Data Protection Regulation (EU) 2016/679.

When you visit this website, we collect some basic information such as which pages you accessed on this website, the time and date you accessed these pages and what browser was used. This information is used for running analytics on the performance of the site. In addition, we also collect other technical details such as your Internet Protocol (IP) address which is used to identify what companies have interacted with the website (for company-name identification, this processing only identifies a company domain name and will not be used to identify an individual).

This Privacy policy is updated from time to time, and was last updated January 2021.

The M&G plc Cookie Policy is available here. here .

Please contact the Data Protection Office if you have any questions regarding this policy: M&G plc Data Protection Office. c/o

C/O Hind Consulting UK Ltd

Fund & Sustainability Research Tool

M&G Data Protection Office

10 Fenchurch Avenue,

London,

EC3M 5AG

Why we collect personal information from you from this website

We collect personal information from you in order to provide you with the ability to create an account for the express purpose to create, edit & save non personal information and provide you with the ability to retrieve that information at a later date.

Site security

When you complete registration using our online portal your, personal information is encrypted using Secure Sockets Layer (SSL) Version 3 with up to 168 bit encryption keys (depending on your web browser). This encryption stops someone else reading your personal information while it’s in transit. Any personal information you provide us, will also be protected on Odysseus Labs internal systems with secure firewalls and other measures to prevent any unauthorised access.

The personal information we collect from you and how we use it

We collect personal information whenever you complete a form. The personal information we collect on these forms allows us:

• To create an account for you for the express purpose to enable you to create, edit & save information and provide you with the ability to retrieve that information at a later date. This includes:

• Name
• Email
• Company Name
• Role

Email addresses are collected on account creation to use the service and may be used from time to time to contact you to inform you of key information directly relating to the maintenance and servicing of your account only.

We may share your personal information within the M&G plc group of companies a list of entities that form this group is available HERE and our website hosting partner Odysseus Labs.

When you contact us by email there is no guarantee that any email you send will be received by us and we cannot guarantee that any email you send us will remain private during internet transmission.

We also monitor communications we have with you. This might be for training, for security or to help us check for quality.

How we manage any personal information you provide us

We take great care in making sure the personal information we collect is managed securely.

Your personal information will be transferred outside of the UK and EEA to trusted third parties and service providers. We will ensure that suitable protection is maintained at all times and that appropriate safeguards are in place.

Your Rights:

You have certain rights relating to the personal data we hold about you which are outlined below, they may be subject to various exceptions and limitations. You can exercise these rights at any time by contacting us. We may need to validate your identity to fulfil your request.

Request access to the personal data we hold about you (Data Access Request)	You may request access to a copy of the personal data we hold about you. We can refuse to provide personal data where to do so may reveal another person’s personal data or would otherwise negatively impact another person's rights.
Object to processing (Right to object)	You may object to us using automated processes, or fully automating decision making, using your personal data except where used to detect, prevent and investigate fraud and other financial crimes.
Request a copy of your personal data (Data Portability)	Where you gave us the information directly or via the contract you have with us, and it was processed electronically, you can request the personal data we hold on you in a commonly used machine-readable format.
Request that your personal data is deleted (Right to be forgotten)	Request that your personal data is deleted (Right to be forgotten) You can ask us to delete the personal data we hold about you when it is no longer required for a legitimate business need, legal or regulatory obligations, where you have withdrawn your consent or is no longer required for the purposes it was collected.
Amend or correct your personal data (Right to rectification)	If you believe that the personal data we hold about you is inaccurate, incorrect or incomplete, please log in to this site to update it or contact us as soon as possible so we can update it.
Restrict the processing of your personal data (Right to restrict)	Restrict the processing of your personal data (Right to restrict) You may ask us to restrict our processing of your personal data whilst we resolve any complaints you have about the way your personal data is used, require it for a legal claim, believe the personal data is not accurate, we no longer need the personal data, you have objected to the processing of your personal data or if you think our processing is unlawful but you do not want us to delete your personal data.
Rights in relation to consent (Right to withdraw)	At any time, you may withdraw the consent you granted for your personal data to be used for direct marketing. When you withdraw your consent, it will not affect the lawfulness of any past activities we have undertaken based on the previous consent.

To exercise these rights please contact us by:

E-mailing us at securityandprivacy@odysseuslabs.io

If you have any concerns about the use of your personal data, or the way we handle your requests relating to your rights, you can raise a complaint directly with us using the contact details above.

If you are not satisfied with the way we handle your complaint, you are entitled to raise a complaint directly with the UK Information Commissioner’s Office via the details available on their website: HERE

For alternate EU Data Protection Authority contacts please see further information on the following link National Data Protection Authorities.

External Websites

Any other third party websites linking to or from this website should have their own privacy policies and we accept no responsibility or liability for the privacy practices of other organisations.

We’re constantly working to make this website as usable and accessible as possible for every user.

We have made every effort to ensure that this website meets or exceeds the relevant legal requirements. We believe that this website meets or exceeds the requirements of the level A criteria of the World Wide Web Consortium Web Accessibility Initiative (WCAG WAI) 2.0 guidelines.

The website should be compatible with recent versions of all assistive devices.

Pop-up windows

Pop-up windows are used throughout the site for help windows, PDF files and some online tools. Where links open in new windows this is made explicit.

Links

We have tried to use meaningful terms for link names instead of the term 'click here' so you know where a link will take you when using assistive technologies, without the need to click on it.

Javascript

JavaScripts are small programmes built into web pages to add extra features such as form validation and are used in certain areas of the site, especially the secure areas. Most browsers support JavaScript, however if yours does not, you may not be able to use all areas of the site.

What are Cookies?

M&G require consent from the user for non-essential cookies to be placed on a device.

Cookie consent is required for each distinct purpose for which non-essential cookies are used (see Cookie Categories below)

Cookie consent is captured on an initial visit to this website and expires after 1 year.

Cookie consent preferences can be amended at any time by visiting this page. Each amendment to cookie consent preferences sets a new 1 year expiry period.

Cookie Expiry

Cookies have an expiry period. They are created and store data for a specific period of time.

Session cookies – a cookie that is stored temporarily and expires after your session (or visit) or when you close the browser.

Persistent cookies – a cookie that persists for a specific period of time beyond a session (or visit). Persistent cookies typically contain preferences or choices that are required to persist across multiple sessions. 7 days, 30 days & 1 year are examples of persistent cookie expiry periods.

This website uses both session and persistent cookies.

Cookie Sources

Cookies are classified as first party or third party.

First party cookies are placed from the domain of the website visited.

Third party cookies are placed from domains different to the website visited. They are traditionally from 3rd party technologies or services used on the website.

This website only uses first party cookies.

Cookie Categories

The cookies used on this website fall into the following categories.

Strictly Necessary - these cookies are required to make this digital service work for you. They will also store information relating to regulatory questions. E.g. Are you a private or professional investor?

Performance - these cookies are used by digital analytics technologies and collect information about how visitors use this website. The data collected is used by us to understand website traffic sources, user browsing behaviour & drive design change.

This table details the cookies which may be set on your device when using this website.

Cookie List

A cookie is a small piece of data (text file) that a website – when visited by a user – asks your browser to store on your device in order to remember information about you, such as your language preference or login information. Those cookies are set by us and called first-party cookies. We use cookies and other tracking technologies for the following purposes:

Strictly Necessary Cookies: These cookies are required to make this digital service work for you. They will also store information relating to regulatory questions.

Cookie	Name	Expiry	Description
Fund Selections	Fund Selections	Session Cookie: expires at end of session	Identifying which funds user has selected for comparison. Used to synchronize funds selected by user across pages.
Session ID	Session ID	Session Cookie: expires at end of session	Used to identify user (for user-specific selections)

Manage Cookies HERE

Introduction

When you visit this website, you are acknowledging that you have read and accepted these Terms and Conditions, our Privacy notice and our Cookie notice . If you do not accept each of these terms then you should stop using this website.

This website is designed for use by professional financial advisers in the United Kingdom (“UK Advisers”) only. You should not use this website if you are not a UK Adviser.

Parts of this website is restricted to users with login details. If you are a registered user, you must also comply with these terms and conditions.

Information About us

Wherever the name Prudential is used on our website this refers to one or more of the trading companies of M&G plc that operate in the UK. For more information about Prudential, please go to https://global.mandg.com/ .

Prudential is not affiliated in any manner with Prudential Financial, Inc., a company whose principal place of business is in the United States of America.

This website is operated by Prudential Distribution Limited (the "Company", "we", "us" or "our"). We are registered in Scotland under company registration number SC212640 and our registered office is at Craigforth, Stirling, FK9 4UE.

Our principal place of business is 3 Sheldon Square, Paddington, London W2 6PR.

Our VAT number is 235 3237 81 and we are authorised and regulated by the Financial Conduct Authority.

General information

The information on this website is of a general nature only. The website is designed for use by UK Advisers only. People who are not UK Advisers should use our consumer website www.pru.co.uk.

The information on this website does not constitute a contractual offer. While we use all reasonable efforts to ensure that the information on this website is current, accurate and complete at the date of publication, we make no guarantees that it is reliable, accurate or complete.

If you are outside of the United Kingdom, you are solely responsible for checking whether the information on this website is consistent with local laws or other requirements or laws which may apply.

We make no guarantee that this website will be:

• Available on an uninterrupted basis
• Free from errors, defects, bugs, viruses or other malicious programs or materials

We may suspend, withdraw, discontinue or change all or any part of this website without notice. We will not be liable to you if for any reason this website is unavailable at any time or for any period.

If (i) you are mis-using our website or (ii) you are using our website in breach of any law or these Terms and Conditions, we may suspend or withdraw your access immediately and, if appropriate, pursue legal action against you.

Links and downloads

Links from this website exist for convenience and information only. The existence of a link to another website does not imply or express endorsement of the provider, product or services by us and we accept no responsibility or liability for the information contained on any other website websites and any loss or damage that may arise from your use of them.

Any software you download from this website is at your own risk. We do not warrant the suitability of any such downloads and accept no liability for any problems with your computer that may arise as a result. If you have any concerns relating to software to be downloaded you should seek specialist advice.

Linking to the website

You must not establish a link to this website in any other website, or suggest any form of association, approval or endorsement on our part where none exists.

Viruses, hacking and other offences

You must not misuse our website by knowingly introducing viruses, Trojans, worms, logic bombs or other material which is technologically harmful or malicious.

You must not attempt to gain unauthorised access to our website, the server on which our website is stored or any server, computer or database connected to our website. You must not attack our website via a denial-of-service attack or a distributed denial-of-service attack. In the event of such a breach, your right to use this website will cease immediately.

You are responsible for configuring your information technology, computer programmes and platform in order to access our website. You should use your own virus protection software.

Intellectual property rights

We are the owner or the licensee of all intellectual property rights on this website and in the material published on it. These works are protected by copyright laws and treaties around the world. All such rights are reserved.

Unless specifically prohibited by a notice published on any page, you may download or print individual sections of the website for personal information and use only, provided that you retain all copyright and other proprietary notices contained in it.

You may not reproduce (in whole or in part), modify, decompile, assemble or transmit or use for any commercial purpose, any information on this website without contacting us or the relevant party and obtaining prior written consent.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

If you print off, copy or download any part of this website in breach of these Terms and Conditions, your right to use this website will cease immediately and you must, at our option, return or destroy any copies of the materials that you have made.

Our liability

To the extent permitted by law, we and other trading companies of M&G plc hereby expressly exclude:

• all conditions, warranties, representations and other terms which might apply to our website or any content on it, whether express or implied; and
• any liability for any direct, indirect or consequential loss or damage incurred by you in connection with:

1. our website or in connection with the use, inability to use, reliance on the content displayed on the website, results of the use of this website, any websites linked to it, any materials posted on the website, including loss of: income, revenue, business, profits, contracts, anticipated savings, data, goodwill or wasted management or office time and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable;
2. any problems with or damage to your computer as a result of your use of this website or downloading software via this website; or
3. any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of this website or to your downloading of any content on it, or on any website linked to it.

Your liability

If you breach any of these Terms and Conditions, we will have the right to claim damages, and such claim will include the right to claim for special, incidental, consequential or indirect damages, loss of profits and loss of business and we will be entitled to recover legal costs.

How to contact us

We welcome your views about our website. If you are a UK Adviser and have any general comments or queries, refer to our Contact Us page to get in touch.

Privacy

We take the privacy of the visitors to this website seriously, and make sure that information is managed securely. Learn more by visiting our Privacy page.

Cookies

This website uses cookies to enhance your browsing experience and help us make this website better. Our Cookie notice contains more details about cookies.

Changes to these Terms and Conditions

We reserve the right to revise these Terms and Conditions at any time without prior notice and will post the amended Terms and Conditions on this website. You should check this website from time to time to take notice of any amendments we make, as they are binding on you. By continuing to use this website after we make any such amendments, you confirm that you have understood and agreed to be bound by them. Some of the provisions in these Terms and Conditions may also be superseded by provisions or notices published elsewhere on this website.

These Terms and Conditions are reviewed annually and were last updated in October 2019.

We reserve the right to change the content, presentation, performance, facilities and availability of all or part of this website at our sole discretion and without prior notice.

Applicable law

Any use of any part of this website (whether publicly accessible or not) shall be governed by English law. In the event of any dispute, the relevant parties shall irrevocably submit to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any part of these Terms and Conditions is found to be invalid, unenforceable or unlawful by any court of competent jurisdiction, such part shall to the extent possible be severed from the remaining terms all of which shall remain in full force and effect as permitted by law.

Waiver

Failure by us to exercise any right or remedy under these Terms and Conditions shall not constitute a waiver of that right or remedy, and shall not prevent us from exercising that right or remedy at any time in the future.